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    Dr. Kent Ingle, President of Southeastern University, is Making Waves and Leading Change

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    Dr. Kent Ingle

    Dr. Kent Ingle has a different mindset from most other university presidents. He embraces change, looks for innovative ways to help his students, and engages with everyone on campus as often as possible.

    He’s not a career academic, and maybe that’s what makes him such an educational disruptor. In fact, Dr. Ingle is probably best known for his decades spent as a TV sportscaster.

    The former Southern California sports anchor has led the sports desks at broadcasting powerhouses, including NBC and CBS. He’s led TV interviews with Michael Jordan, Magic Johnson, Kareem Abdul-Jabbar, Pete Rose, Muhammad Ali, and Carl Lewis that have been viewed by millions and are still used as classic sporting journalism examples today.

    After spending years at the apex of the broadcasting field, he realized that it was not his ultimate path or career goal. “Inside, I knew I was designed for something more. So when I laid my broadcast career down to follow God’s calling, I found out who I really was meant to be,” Dr. Ingle explained.

    After a mid-career field change a few decades ago, he has been making waves in the university and faith-led educational fields, often quoted in newspapers, magazines, and journals for his revolutionary new ideas on topics from education financing to leadership.

    “People thought I was crazy when I changed careers, but I had quickly realized that sportscasting and educational leadership have something in common: both let me tell stories that teach by inspiration,” he said.

    He’s thriving in his role as the President of Southeastern University, a new kind of faith-based college education offering. From his very first day on the Lakeland campus, he knew he was precisely where he needed to be — on the ground, amongst the next generation of movers and shakers, helping them to build the foundations that will allow them to lead the world to something greater.

    A New Perspective

    Perhaps it’s Dr. Ingle’s varied life experiences that have made him more open to taking a new approach to parts of the American higher educational experience that many educators take for granted.

    “At SEU, we are working to create communicational impact and begin new conversations about what higher education can and should be — including affordability and accessibility,” he said.

    As leader of one of the country’s fastest-growing universities, he loves knowing that he can start his day with the objective of having a positive impact on thousands of people by the time he clocks out.

    Money Matters

    One of the biggest areas that Dr. Ingle hopes to affect change in is the complicated, frustrating world of paying for college.

    “Higher education in America represents the idea of eventually landing one’s dream job, but the costs should not be staggering in order to achieve a college degree,” said Dr. Ingle. “The need to innovate how future generations garner higher education and how much they will have to pay for it is a necessity.”

    To that end, the President is on a mission to reimagine traditional financing for education. He knows it is a large chunk of an educational leader’s job to ensure that students enter the workforce smoothly after graduation. And that, when they do, they are not mired in debt and worried about how they are going to pay it off.

    Dr. Ingle realizes that these burdens — both economic and mental — are impairments to young people who need to focus on careers that will bring necessary change to society.

    Conversation Starter

    Dr. Ingle also knows that affecting change and helping students isn’t a guessing game. To collect the right information to create policies and initiatives, you need to talk to the people directly affected by these rules: the students.

    “Ultimately, that’s what university presidents should do; we are here to help them become what they are destined to become. That’s what drives me,” he said.

    That’s why he makes it a part of his day — every day — to walk through campus and talk to the students. He asks them what’s on their mind, what issues they are facing, what would make their lives as students better.  This is what truly makes him a revolutionary educator, far removed from the college presidents that are more often found at board meetings, gala luncheons, or on the golf course.

    As the leader of one of the country’s fastest growing faith-led universities, we look forward to hearing more of Dr. Ingle’s fascinating takes on the future of education.

    About Dr. Kent Ingle

    Dr. Kent Ingle is the President of Southeastern University, public speaker and recognized thought leader. Ingle is passionate about creating lasting change in higher education and setting up organizations for success. He is the author of The Modern Guide to College and host of the popular Framework Leadership podcast. For more information about Dr. Kent Ingle, please visit www.kentingle.com

    YouTube Automation Founder Caleb Boxx Says ‘Find Enjoyment in Chasing Your Dreams, Not Achieving Them’

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    Caleb Boxx
    Caleb Boxx

    I thought the cars, mansions, jets, and millions in the bank would make me happy. Ever since I was a kid, I dreamed that my life would be fulfilling and I’d have a sense of  ‘I made it’ when I achieved these milestones. But it wasn’t quite true,” said Caleb Caleb Boxx, the seven-figure-making Founder of YouTube Automation.⁣

    He learned the hard lesson that lots of entrepreneurs and millionaires learn — money, on its own, really doesn’t buy happiness.

    After crafting his first website at 11 years old, taking paying web design clients as a preteen, and becoming a YouTube phenomenon as a teen, money and success came fairly easily to the gifted high school dropout.

    “The life I’m living today I didn’t think would be possible until I was at least 30. Now I’m doing it at 22. But what I’ve learned is that once I got the money and material things, I felt empty. My purpose was missing,” said the entrepreneur, who teaches content creators how to automate their videos, create more content, and generate more revenue in less time.

    Saying that his business is a success is an understatement. He has a staff of over 200, and his content-creating clients have a combined subscribership of over one billion on YouTube.

    Here, he offers thoughts on focusing on the journey to achieving your dreams, not just the goals.

    Fighting Depression ⁣and Complacency

    One of the side effects that Boxx never imagined would come from reaching his dreams at an early age was a deep and profound sadness, even a sense of loss.

    He didn’t feel happy, and having reached his goals, he was left with nothing to strive for.

    “You see, what was happening when I was happy was that I worked all the time on projects I loved. I spent my non-working time dreaming about my goals: making a boatload of cash, meeting my dream girl, buying the cars I loved, etc. That’s what motivated me for my entire come-up,” he explained. ⁣

    But once he got it, it wasn’t enough. He fell into a situational depression without a goal or purpose. It took him some time to recognize what was happening and a bit more time to realize how to fix it. He saw that he was always going to need to have a new purpose and goal and that the beauty of the success experience is truly in the journey.

    “I learned over the last year that life is actually about the people you meet, the experiences with them, the challenges and businesses you build and overcome, and the lives you inspire and impact through it all,” he said. “That’s something that will never end.”

    Staying Motivated

    Along Boxx’s journey, he began questioning lots of things. He noticed people working for decades, with the motivation being the time to retire and relax. He’s not sure that model is one that leads to happiness. At least, not for him and entrepreneurs like him.

    “People want to retire, but do they really? Or is that just your motivation, and once you achieve that status, you’ll realize the entire enjoyment was chasing, not actually achieving?” he asked.

    While many people do find happiness in retirement — enjoying endless rounds of golf, world travel, or afternoons with the grandkids — just as many find themselves at a loss. Without a purpose or goal, they may become depressed like Boxx.

    To him, it’s a question of motivation. If nothing is motivating you, you won’t be happy. This might mean setting post-retirement goals such as setting up a new small business, competing in a new sport, or finally winning a prize for that family recipe peach pie.

    For Boxx, he realized that he needed a new goal, and that goal is to get as many people as possible financially free through YouTube Automation, and so far, he’s doing a great job.

    Driven to Help

    His company, which is the top YouTube automation agency worldwide, offers three levels of automation training, a Mastermind group, and more.

    Though he works less than one full day per week, he knows he is truly helping some of the world’s most creative people reach the peak of their fields.

    As a creator himself, he knew how badly his peers struggled from burnout. They may be brimming with new ideas for videos that their audiences will love, but instead, each clip kept them behind the screen, editing and tweaking for hours.

    By automating their videos, they have more time to produce more content. This makes for happier creators and followers.

    “YouTube Automation is taking a business approach to the platform,” Boxx said, “Yes, people get into creating videos because they love it. But, when a channel relies on your face for years and years, it gets tiring. Even Logan Paul had to finally shift away from being the face of his own channel. It’s challenging to show up daily and film your life and your face. I’ve found a way to solve that pain point for YouTube creators,” he explained.

    Hopefully, with this advice from Boxx,  more entrepreneurs can avoid the depression that may come with reaching goals and remain dream-chasers for life.

    About Caleb Boxx

    Caleb Boxx is a founder of YouTube Automation, a business model that allows people to automate their YouTube channels creating passive income. Boxx has helped hundreds of content creators. To learn more about Caleb Boxx, please visit automatechannels.com

    ‘Get Real Philosophy’: Identifying Leadership Gaps with Kelly Kubicek, Fulcrum HR Consulting CEO

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    Kelly Kubicek
    Kelly Kubicek,CEO of Fulcrum HR Consulting

    Almost every system has gaps, and they are nothing to be afraid of. In fact, gaps in systems give users ongoing opportunities to improve the system until it is finally flawless.

    This is true for most HR gaps as well, according to thought leader Kelly Kubicek, CEO of Fulcrum HR Consulting, which focuses on human resources management and people strategy.

    However, there’s beauty in finding those gaps and closing them to reveal a more seamless, inclusive, and holistic organization.

    “There are gaps everywhere. If we know where our gaps are, we can fill them with strengths later, said Kubicek.

    Getting to Root Issues

    When Kubicek onboards clients for HR consulting, she tries to drill down and identify exactly what the client is looking for to improve their team. This is how Fulcrum HR finds what each client really needs from them. And it’s surprising how often the client has not identified the same root issues as Kubicek and her team found during their fact-finding.

    They call this signature process their ‘Get Real Philosophy.’

    “One thing we commonly see is companies that are blinded to the things they see every day — how colleagues talk to each other, workflows, and interactions that have become commonplace on teams,” said Kubicek.

    She offered an example from two senior executive clients she recently worked with. After having them answer the initial questions, she also spoke to the employees before performing a deeper analysis of the HR issues at the company. The clients were shocked at what she came back with.

    “When they saw their results of the Get Real Philosophy analysis to see where they should start and what their actions should be, the biggest feedback was that the tension between the two of them was the biggest stressor for the team. The employees could always hear them arguing, making it difficult to concentrate and remain relaxed. I’ve never heard a room so silent as when I delivered that news,” she said.

    What is The Get Real Philosophy?

    “Because of not being able to initially see our blindspots — or gaps — the Get Real Philosophy helps us identify where those gaps are on a team,” said the CEO, who is considered an expert at solving management and operational blockages.

    Get Real is an acronym for a workplace philosophy. The first part isolates and identifies Gaps, Evaluates their impact, and Translates a way to solve them.

    This portion of the intelligence-gathering stage identifies the problem, for example, between leadership and mid-level management. From there, it’s easy to evaluate that there is a lot at stake if these two groups can’t get along. As far as a way to solve them, their communication would have to be improved, and they need more opportunities to interact openly.

    The ‘real’ part can be broken down to Real recognizes real, Expectations, Accountability, and Leadership.

    In this portion of information collecting, Kubicek and her team often learn that the people closest to these issues don’t realize they exist. “Teams are blind to their potential and their own glass ceiling, and we identify that in the philosophy,” she shared.

    And, far from being angry with her for pointing out the flaws in their ways, her clients often welcome her advice. After all, most companies won’t bankroll a consultant who shows up and tells them, ‘everything’s fine.’

    ‘Get Real Philosophy’ in Action

    Self-aware organizations will get the most out of the ‘Get Real Philosophy’ since it does employ a measure of self-awareness and introspection. It’s also not for the faint of heart since it often reveals issues organizations would prefer not to deal with.

    But, to be truly people-centric, organizations have to take good, long looks at their gaps, problems, and issues.

    “These conversations are part of the process and are not warm and fuzzy. These are cold, prickly moments. They don’t feel great, but they are a necessity to growth, and it’s honorable when clients own their shortcomings and gaps and embrace a sense of vulnerability with their team that they may have never done before,” she said.

    With these forward-thinking ideas surrounding gaps and solutions, Kubicek is helping HR departments in the country’s top companies become stronger, more united, and more human.

    About Kelly Kubicek

    Kelly Kubicek, CEO of Fulcrum HR Consulting, is on a mission to make HR more transparent. Fulcrum HR Consulting boasts vast HR experience, including accomplishments such as consolidating the entirety of over 9000 Nebraska state employees in one system in under 12 months and extensive work in Diversity and Inclusion efforts. To discover how to uplevel your HR Process visit www.fulcrumHRconsulting.com

    Leading With Heart: How Maria Santiago and the Home Health Aide Training Institute is Helping Guide the Future of Healthcare Professionals

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    Maria Santiago
    Maria Santiago, the CEO and Director of Home Health Aide Training Institute (HHATI),

    Maria Santiago has always been helping people, stemming back to her childhood when she would assist in daily happenings in her hometown. She has always found joy in doing what is in her power to improve the lives of those around her, prompting her to take the journey to launch her own healthcare training company, Home Health Aide Training Institute (HHATI).

    Santiago, the recent recipient of the Presidential Tribute of Excellence Award, has over 25 years of experience in the healthcare industry and, via HHATI, offers students the best educational courses in the respective healthcare fields that they have aspirations of working in. The lone caveat, however, is that they must take pride and have joy in wanting to help others.

    “If I was the designated driver, I would never feel as if people come into my path by chance,” said Santiago. “There is no designation. If you’re designated to meet me and I can help you in some way that helps improve your life, whether you are a student that studies with us or a patient that receives treatment from one of our graduates, then I did my part.”

    Aside from her work as the director of HHATI, she is also an advocate for numerous non-profit Go Fund Me campaigns for people suffering with debilitating conditions and serves as a volunteer in her community at functions and events too.

    “If we get a call for someone who is sick or suffering and they can’t afford care, we will try to send a volunteer to help,” she stated. “We will typically offer our students the opportunity for real-world experiences and volunteerism to go care for the patient, but of course never placing them in a situation where they are not qualified to do so.”

    Home Health Aide Training Institute

    The Home Health Aide Training Institute (HHATI) is not only nationally-recognized but also licensed and approved by the New York State Education Department. Students who come through the doors range in age from as young as 17 years old to as high as 65+, proving it is never too late to garner new skills and knowledge in assisting and helping others. In fact, Santiago and her team has seen a staggering 3,000 students come through the doors, graduate and go out into the world to improve the lives of patients, all in just six years of operation.

    HHATI currently spotlights five signature pillars in its curriculum, a 40-hour Personal Care Assistance (PCA) course, an 83-hour Home Health Aide (HHA) course, a 125-hour Certified Nursing Assistant (CNA) course, Coordinator courses and Infection Control training.

    The Personal Care Assistance course focuses on healthcare professionals who will be working in patient’s homes and similar environments. They will be dedicating themselves to assisting and serving individuals with their health-related needs and daily activities.

    Coordinator courses span over 50 hours of training, including the planning, coordination and scheduling for various home care agencies. The total hours are split with 25 in the classroom, and the other half dedicated to agency work in the field.

    Home Health Aide training includes preparing the healthcare professional to assist patients, at their homes, in daily activities and basic tasks that could range from eating, bathing, grooming, moving, exercising, toileting and other basic and daily functions.

    The Infection Control courses also include training in COVID-19 treatment for patients. The course helps healthcare professionals identify, potentially prevent or control diseases before they can both occur or spread. Methods in robe and disrobing are included, while practices in safety and proper distance are taught as well.

    The final course in the curriculum offers 125 hours of training as a Certified Nursing Assistant. Budding healthcare professionals will garner the necessary knowledge and skills to perform basic aide and nursing duties while serving at either a hospital, nursing home or both.

    Santiago and her team also work to place all graduates for employment in their fields while actively contributing to the future of healthcare, one student at a time.

    “Everyone has a journey. No one comes into our lives by chance,” said Santiago. “We train our dedicated student body to provide home and nursing care all across the country, whether professionals want to travel to another place or practice in the state where they already live.”

    About Maria Santiago

    Maria Santiago is the CEO and Director of Home Health Aide Training Institute (HHATI), which trains and certifies home health aides, PCAs and CNAs. She recently won the Presidential Tribute of Excellence Award and her team has taught over 3,000 students to date. For more information about getting involved in home healthcare, please visit www.hhati.com

    Insurance Claim HQ’s Galen M. Hair Offers Expert Advice on Whether You Should Call an Adjuster Yourself

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    Galen M. Hair
    Galen M. Hair, Founder of Insurance Claim HQ

    Let’s face it: no one likes dealing with insurance companies. You most likely have to do it after something terrible happens, and you are least prepared to deal with their fast talking, industry jargon, and complicated legalese.

    But, when you want to expedite the settlement process and begin rebuilding your life as quickly as possible, you may be tempted to reach out directly and call the adjuster on your case. Many people in the same situation often come to Galen M. Hair, Founder of Insurance Claim HQ, to ask him if making the call themselves is ok.

    “Of course, it’s your adjuster and your claim. So, you are entitled to deal with them yourself,” he said. But, he continued, unless you are very familiar with insurance law or have studied the specifics of your case and the finer points of your insurance policy, he’d probably advise you not to talk to make that call.

    Based in New Orleans but serving several states, Hair is an expert on property insurance cases — they are the only kind he and his team deal with. Though he opened his own firm just two years ago, after working in property insurance protection law for more than a decade, he’s already made a name for himself, taking on the world’s largest insurance companies in nationwide denial cases.

    In that short period, he assisted 1,200 families, and several churches in getting the money owed to them by property insurers. He’s also landed on the Inc 500 list and Goldman Sachs 10,000 list.

    He knows from experience the underhanded things insurance companies try to pull on unsuspecting claimants, most of whom have faithfully paid premiums for years. Then, when they need help, they find themselves stalled, denied, and with claims reduced by the companies they thought were there to support them in times of trouble.

    “Unfortunately, it’s very normal. Insurance companies are businesses designed to profit from your premiums. So when they get your claim, they only consider how to impact their bottom lines the least. If they can get away with paying you less than you deserve, they will,” the founder said.

    Below, Hair shares his thoughts on when you should call your adjuster yourself and when you should leave this delicate work in the hands of professionals.

    You Know Your Case

    Hair noted that policyholders successfully talk to adjusters daily, and things go smoothly. But, many more do themselves (and their cases) serious damage when phoning up the person in charge of doling out insurance dollars.

    “You can call your adjustor and talk to them, but only if you are sure you have a firm handle on your case. You need to know the laws, your rights, the details of your policy, and your obligations. If you make the call and are unprepared, you’re likely to accidentally say something that could damage your case by admitting a breach of your insurance contract,” Hair explained.

    On the Record

    If you are in a state where recording phone conversations is legal, Hair strongly suggests recording every single phone call you have with all adjusters.

    “I get a lot of complaints from clients that an adjuster told them something false, misleading, untrue, or even just horrendous. But, when I go to depose these adjusters, they say they never said those things. I know my clients aren’t lying to me, but without a recording, there is no proof that it ever happened,” he said.

    He offered a second tidbit of wisdom regarding notes and recordings, stating that — no matter what you do — adjusters are documenting everything you say in notes and recordings. But you can’t rely on those recordings if your case goes to trial.

    Hair has seen countless cases in which insurance companies claim they can’t produce the recordings during litigation. They most likely won’t produce them if they help your case. And, while the adjusters always make written notes during calls, those are slanted in a way that helps the insurance company, not you.

    Use Your Resources

    “A lot of people call their adjusters, and a lot of people handle their claims themselves, and if it’s going well, and you know what you’re doing, no problem. But, if you have professional help, like a loss consultant, a contractor, a public adjuster, or an attorney, I suggest letting your team talk to the adjuster. They know what needs to be said, how it should be said, and whether what the adjuster says back is important and what it means for your claim,” explained Hair.

    It makes sense. After all, If you have help from experts in the property insurance field, it’s best to let them do what they do best. And, if you are looking for expert help, Hair and his team at Insurance Claim HQ are always ready to help.

    About Galen M Hair

    Galen M Hair, Owner at Insurance Claim HQ, is a property insurance attorney who has helped over 1,200 families rebuild their homes and businesses. He has been rated a Super Lawyers Rising Star and voted one of the National Trial Lawyers Top 100. Click here to learn more about protecting your property from disaster:  http://www.insuranceclaimhq.com

    G.O.A.T. Christopher Mitchell Introduces ELITE Coaching Club Where Aspiring Players Can Learn His Patented ‘Mitchellgale’ Strategy

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    Christopher Mitchell
    Christopher Mitchell

    No other professional gambling coaches or consultants offer what Christopher Mitchell can. To put it frankly, there’s a reason why they call him the greatest of all-time (G.O.A.T.). He has ‘been there and done that’ and now he is turning his sights over to helping others ‘print money’.

    Christopher has co-authored a book, along with his wife, Stacy, titled 3% Millionaire Blueprint, which serves as a 365-day strategy guide teaching players how to go from $100 to $1 million. He also has a high-performing YouTube channel. All the while, he serves as a thought-leader among the gambling ELITE and carries an optimal mindset to boot. With masterclasses and coaching clubs, and crafting numerous techniques for navigating a casino and coming out on top, like the patented ‘Mitchellgale’ strategy, he is the go-to expert for improving one’s play.

    The ‘Mitchellgale’ Strategy

    Three years ago, Christopher created his own spin based on a flaw he noticed in the Martingale betting strategy. With it, he earned over $2 million while gambling in a casino.

    The traditional ‘Martingale’ strategy calls for ‘doubling up’ on losing bets and seeing winning bets reduced by half. It essentially means to create a scenario of instilling a loss-averse mindset in players to help them break even, but there is also a chance of losing more quickly as well.

    It is essentially a double-edged sword strategy.

    With the ‘Mitchellgale’ strategy, Christopher has created a means to recoup your losses when doubling one’s bet with each loss.

    “If you started a minimum bet at $100 but then lost five or six times in a row, then you would need to do a sequence where your first bet would be $200 and, if you lose, double it again to $400, then $800, $1,600 and so on,” said Christopher. “If you lost again after that, the obvious next bet would be $3,200. However, here’s the flaw in the ‘Martingale’ method. If you end up placing a $3,200 bet and you win, you will have only made $100 in profit and that, to me, does not make sense financially.”

    He also noticed that there is a flaw in utilizing the traditional ‘Martingale’ strategy in games like Baccarat. In instances where a player is betting on a banker at a casino, where the bankers charge a 5% commission on each win, then when applied to the possible $3,200, you pay said fee.

    “My personal philosophy is ‘the bigger the risk that I take means the more profit that I should make’,” he said. “So, think of a traditional ‘Martingale’, but when you double it, you add on additional money on top of it as well.”

    ELITE Coaching Club

    Christopher founded the ELITE Coaching Club on the basis that he wanted to build a network of like-minded players that encompass the ‘best-of-the-best’. In fact, no other professional or coach is offering an interactive and engaging approach to helping players garner skills and the proper education and techniques to gamble both responsibly and strategically.

    “I had to teach myself through trial and error,” Christopher said. “I basically lost everything and got it all back, ten fold. With my new program, the great thing is, members can learn from me and not have to face the potential of losing a lot of money in the process.”

    The ELITE Coaching Club is a gathering where anyone can learn how to become a high-performing player, whether in online play or at a casino. Christopher welcomes players of all skill levels, abilities and walks of life to take part in weekly, two-hour sessions where they can pick his brain, learn tips and strategies and even play alongside him online.

    Additionally, he offers a 100% money-back guarantee if players who join him each week are not making $500 a month.

    “Most people want a handout, but not a hand up. That is what I’m hoping to achieve with my new program, to help lift aspiring players to my level,” he said. “I’m looking for people who want to realize all their dreams, people who want to pay off all of their debt and travel the world. If you want to make these things happen, then my coaching program is for you.”

    About Christopher Mitchell

    Christopher Mitchell is the Top Professional Gambler and Gambling Consultant in the world. He teaches people how to find success in casinos in Baccarat, Roulette, Blackjack and Sports Betting. After losing $500,000 in the Casinos, Christopher finally figured out how to win and created his personal recipe for success, which includes specific tips, rules and strategies to follow. He shares his winning formulas with others all over the world through his private ELITE Coaching Club, exclusive Mastermind Events, as well as his personal one-on-one coaching program. For more information please visit www.ChristopherMitchellTheGoat.com

    A Conversation with David Malcolm, San Diego Entrepreneur, on Succeeding Without a (Traditional) College Degree

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    David Malcolm

    Can you succeed in business and forge a career without a four-year or even two-year college degree? Without question. Among those who have done so are Steve Jobs, Bill Gates, Rachel Ray, Sir Richard Branson, and David Malcolm, a highly successful San Diego entrepreneur with five decades of professional experience.

    But should you count on being able to succeed without a traditional college degree? Well, that depends on what you want to do, but it is likely to be a steeper path to the top.

    Education is More Than a Degree

    Every individual is different and every life path is different, but as David Malcolm has found – education is a critical success factor. Education comes in many forms.

    “I did not earn a traditional college degree, but I benefitted tremendously from education. While still in high school, I earned my real estate license and went into the industry in which, 50 years later, I still ply my trade, loving (almost) every moment,” said Malcolm.

    “My formal education included earning my CCIM (Certified Commercial Investment Member) designation, considered the gold standard for commercial real estate professionals. I even took the first class during my honeymoon!”

    Later in life, Malcolm was fortunate enough to go through the Harvard Business School’s Presidents Program and today is a distinguished Harvard Business School contributing lecturer, giving lectures to smart, young people on an annual basis.

    The School of Hard Knocks

    Pretty much an unavoidable form of “education” comes via the school of hard knocks.

    Malcolm began his real estate career at 18, full of youthful energy and fresh perspective, which enabled him to work long hours and see new ideas, but he faced obstacles. Unfortunately, young business professionals can be dismissed as rookies because of their lack of experience.

    “I ultimately overcame that through perseverance (not accepting no as an answer) and relationships with mentors who shared their failures and helped me avoid their mistakes. I strongly advise anyone, especially entrepreneurs, to seek out mentors and treasure the education you receive from them. Consider them to be professors of real life … because they are,” shared Malcolm.

    “Another very hard knock came when I sold a property in my first six months in business. My commission was $100,000 (in 1972). But the seller hired an attorney who told me I could take $50,000 then or sue them and win, but it would take three years. I took the $50,000 … a very expensive educational opportunity.”

    Pros and Cons of a College Degree

    Let’s turn this around and start with the cons. College is expensive and the cost is skyrocketing. According to U.S. News, the total cost of a college education has doubled in the past 20 years. Now student debt is a hot topic these days and with good reason. According to the same source, student borrowing increased 25 percent from the class of 2009 to the class of 2021.

    Money talks, and sometimes it screams and presents insurmountable obstacles.

    On the other hand, a college degree has real perceived value and gives you a considerable advantage. A degree is still a requirement to even apply for many, if not most, jobs.

    And a college education is designed to provide exposure to a very broad base of knowledge, ideas and ways of thinking. That broadens your thinking and perspective in ways that pay off big time in a career. According to Malcolm, “It is a ‘booster rocket’ to a better life, especially if you come from a family that did not have degrees or need to overcome personal adversity.”

    That’s why Malcolm and his wife personally support colleges and college scholarships for those who have overcome obstacles and face others in their chosen path. The David Malcolm Scholarship was created precisely for that.

    Consider the Options

    There are numerous ways to get a career-focused education other than college or university, especially today. There are certificate programs (like the CCIM), apprenticeships (yes, those still exist), vocational education opportunities and a myriad of online options.

    You don’t need a college degree to become an air-traffic controller, dental assistant, detective, sports coach or stylist. And you don’t need one to start your own business.

    “A term I grew up with, but don’t hear so much anymore is ‘on-the-job training’. Never underestimate the value of OJT because that is real-world education,” said Malcolm.

    How Do You Decide?

    Whatever path you take, take education seriously and seek it out. Again, always find mentors to impart their hard-earned wisdom. Try different things … even different paths or different careers. Don’t be afraid to try and fail – maybe dropping out of college if it isn’t working for you.

    “What is important is to pick yourself back up again and to learn from the experience. And then keep going. Persistence pays.

    “Take the long view – something that seems to be out of favor lately. Look at your life from a perspective of decades, not months or even years.

    “The bottom line is that you will never have a greater opportunity than your preparation will allow you to make of it. Preparation requires education … whatever that means for you. Whether that includes a traditional college degree or not is up to you,” concluded Malcolm.

    More About David Malcolm

    With a five-decade track record of excellence in the real estate industry, David Malcolm is the President of Cal West Apartments in San Diego, CA, which has provided financing and homes for thousands of residential and commercial clients. He has also served in several civic offices and is a generous contributor to many public and private organizations.

    Flavia Leal Runs Her Beauty Empire to Empower Deserving Women to Find Success

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    Flavia Leal

    Flavia Leal, the founder of the Flavia Leal Beauty School, has based her career on helping women entrepreneurs find and develop their unique skills, providing the education to prepare them for a career, and championing on every step down the road to success.

    Originally from Brazil, the beauty empire founder left her home country in search of more advantages for herself and her family, landing in the US in 2000.

    She went through many hard years, enduring substandard housing with her young daughters and fighting for each success she earned. It’s amazing to think that she was going to school while also working 80 hours every week. At the same time, she had to find time to spend with her daughter, and put away money to fund her dreams.

    Always one for hard work and getting done what needs to be done, those closest to Leal were not at all surprised that she was making progress toward her goal every year.

    However, life had more struggles in store for the young Leal, and the aspiring business woman suffered the loss of both of her parents within one year of each other. Suddenly alone in the world, her daughter was also diagnosed with ADHD around this time, adding to Leal’s worries.

    “In this life, we do best when we do what we have to do, not what we want to do,” said Leal. “Sure, our bodies and minds get tired. Maybe we don’t want to take a chance or open up the door to see what is on the other side — but we have to do these things to grow.”

    Inspiration from Heartbreak

    Never forgetting her promise to herself to create a better life and be in a position to help other women through beauty and entrepreneurship, Leal opened the doors to her first beauty school in 2010.

    Well aware of the prejudices she had faced as an immigrant, a woman, and a person from an underprivileged background, she flung open the doors of her school-wide to women like her. Those who had been rejected from other career paths, schools, and opportunities because of where they came from or what they’d been through.

    “Rather than see these women as unemployable or unteachable, I think the opposite. I know what I’ve been through, and I know that it makes me resilient and a better worker than many others. I see that in these women. They have survived so much, and they have so much to give,” said Leal.

    In 2012, just two years after opening her school, she unveiled her own luxury makeup line. The next year, she had the opportunity to open a second location for her school and add beauty workshops to her teaching schedule as well.

    It’s only been uphill since then.

    Awards and Accolades

    Soon, the public began noticing the empire that Leal was building, and the business community — as well as her peers — began formally recognizing her for it. Leal has won many awards over the years, as far back as 2012 and as recently as May of this year.

    Her first award came the same year she opened. Named the 2012 ‘Entrepreneur of the Year’ by an organization of Brazilians outside of Brazil, she has also won an award for ‘Small Companies, Big Business,’ and one for Brazilian Women in Power.

    Among the most prestigious awards for her community is the Portuguese/Brazilian Awards, which honor Portuguese speakers living and succeeding worldwide. She was first awarded by this organization in 2018 and took home her second award from the group in May of this year.

    Upward Trajectory

    Today, Leal has taken the beauty world by storm and helped hundreds of women find their strength, success, and happiness. She speaks at events around the world in inspirational speeches that blend motivational speaking with insider beauty industry tips and knowledge.

    The founder is a licensed expert in cosmetology, esthetics, manicures, airbrush, brow design, and artificial nail techniques. She teaches makeup application and esthetics alongside her skills as a professional cosmetics demonstrator. Students at Flavia Leal Beauty School can earn both national and international certificates.

    “Meet people. Help people. Be generous,” is Leal’s mantra in life. And she lives it every day through the women she inspires, teaches, helps, and enables to find success on their own terms.

    About Flavia Leal

    Flavia Leal, Founder of the Flavia Leal Beauty School, is an award-winning instructor, serial entrepreneur and motivational speaker. For more information, please visit: https://www.flavialeal.com/

    Why You Need a Solution-Based Mindset, According to Michael Patrick of The Property Advocates

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    Michael Patrick of The Property Advocates

    Life isn’t as predictable as we would like it to be. There will always be curveballs thrown your way, and they have the power to lower your mood and success if you let them, as Michael Patrick of The Property Advocates explains.

    While preventing all challenges is impossible, you can adopt a solution-based mindset to help you deal with them more effectively. After all, how you handle the difficulties that come your way determines how successful you are at tackling them.

    Here are some reasons why a solution-based mindset works and ways you can adopt one.

    It Helps Define the Fix

    When a challenge comes your way, the ultimate goal should always be to solve that challenge, to fix what’s wrong. What the actual solution is, though, is not always crystal clear.

    If you focus on the problem rather than the solution, the waters can become even muddier than they already are. Adopting a solution-based mindset helps you to focus on what needs to be done to overcome the challenges by clearly defining what solution you’re looking for.

    “When people asked me, ‘Hey, is this a good idea? or I think we should try this.’ My first question is, ‘What is the problem you’re trying to solve?’ because I can’t give you my opinion unless I know what you’re trying to accomplish,” Michael Patrick, the COO and managing attorney of The Property Advocates, says. “What is the solution you’re looking for?”

    It Creates a Roadmap

    By defining the fix, a solution-based mindset will also help you create a roadmap for how to actually accomplish the fix. Once you have defined the end game of where you want to go, you can work backward to figure out how to get there.

    “That is for me. I do it at home and at the office. I do it in all aspects of life. I try to focus on what the result is going to be and what the solution to the problem is, and then I worked backward from there,” Michael Patrick says.

    If all you’re doing is focusing on the problems that got you into this situation, or the failures you’ve endured to this point trying to fix it, it’ll be very hard to find your way out.

    “It’s similar to doing one of those mazes,” Michael Patrick of The Property Advocates explains. “You start at the finish line and work your way backward to start. So that’s how I approach everything.”

    It Engenders Positive, Hopeful Feelings

    One of the biggest benefits of adopting a solution-based mindset is that it engenders positive, hopeful feelings. When you are focused on what’s in front of you — the fix — rather than what’s behind you or currently in front of you — the challenge or failure — you’re more likely to have positive thoughts.

    Focusing on what you have to overcome, on the other hand, can drag you down. It can make you feel defeated, deflated, and depressed.

    One of the keys to solving any problem is to remain positive and hopeful that you can actually get it done. Otherwise, you won’t be able to put in your best effort, or you may just give up altogether.

    About Michael Patrick

    As an attorney, passionate problem-solver, and The Property Advocates’ COO, Michael Patrick uses his legal background to solve complex issues and attain the best solutions with the least risk. Michael enjoys mentoring clients through challenges and leading them toward the best outcomes. Michael earned his Juris Doctorate from Barry University School of Law and enjoys spending weekends with his wife, Miranda, and three children, Aiden, AnnaBelle, and Ava.

    TECOBI’s Scarlet Mick Co-Founded a Smash-Hit Tech Company, Here’s Her Advice to Female Founders

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    Scarlet Mick
    Scarlet Mick

    Scarlet Mick wants to help other women on the entrepreneurial path. Whether they are female founders, woman owners, or CEOs, she believes that the pearls of wisdom she collected along the road to success can help other powerful women on the same path.

    The Denver tech company that she co-founded, TECOBI, is revolutionizing the auto sales industry, thanks to her very astute business strategizing and some savvy software engineering on the part of her partner-in-both-senses-of-the-word Jason Girdner.

    TECOBI is an innovative tech startup that bridges the formerly wide communication gap between buyers and auto salespeople. Using AI-integrated technology, TECOBI assists thousands of car dealerships across the US in automated lead follow-up that prospective customers also love.

    Her product allows car buyers to start the buying process over text messages, asking all their questions about options, safety features, and financing over SMS. For many, this saves them the time of driving out to the dealership early in the buying process, and it keeps them from being pressured into buying too quickly by pushy car salespeople.

    Here are Mick’s favorite tips for female founders that are ready to find the same level of success that she enjoys today.

    Believe in Your Dream

    Mick is the first to admit that entrepreneurship is not an easy path, and your brain will get in your way at every twist and turn in the road.

    “There will be failures, there will be bad days and days when too many bills are piling up. But, to be honest, this was our third attempt to make this project a success. The first two tries failed miserably, and we were getting into debt. But I believed in Jason, and I believed in myself, and I really believed in the product we were creating; that’s what kept me going in the dark times,” she explained.

    She says that writing down why your dream is important and why it will eventually work was helpful to her. She also went through periods where she did daily affirmations in the mirror to help her stay focused and not let negative self-talk derail her motivation and dreams.

    Learn to Love the Hard Days

    Do you think 23andMe Founder Anne Wojcicki or Away CEO Steph Korey never had a failure to deal with or a bad day to contend with? Of course, they did. Being a female entrepreneur, you need to learn to roll with the punches, but more than that, Mick suggests that you learn to enjoy each rough patch and embrace it as a learning experience.

    “The thing is, those days are certainly the hardest, but they are also the ones that force you to grow, innovate, and learn. And isn’t that really what we’re here for?” asked Mick.

    As she explained, you don’t get your best ideas — the ones that will land — until all the previous ones have failed.

    Be Okay with Making a Mess

    Starting a business isn’t neat, easy, or comfortable. Along the way, there will be naysayers, there will be critics, and sometimes they will be your best friends and family. But that’s okay; you’re starting your business and pursuing your dream for you, not them.

    Expect to experience investors that back out, meetings that go wrong, late nights, and far too much coffee. But, remember, you’re in good company; all founders have gone through this.

    “The best business minds have ideas far outside the mainstream, sometimes even shockingly so,” mused Mick. She referenced Classpass Co-founder Payal Kadakia, who had to listen to why her idea of letting app users access exclusive gyms and classes would not work for years before investors and gym chains got on board. Her company was valued at $1 billion before it was acquired by Mindbody last year.

    Know Your Subject Matter

    Every emerging field will constantly change, and female founders must stay up-to-date on every development. This means reading trade news religiously and continuously learning more about your niche.

    Mick also attends networking events, conferences, and virtual events. She connects with others in the industry and gives back to the community by sharing her knowledge as an occasional conference speaker or moderator.

    “If people consider you an expert, they’re going to be that much more likely to listen to your elevator pitch and give your dream a chance to blossom,” said Mick

    With tips like these, perhaps we’ll dust off our entrepreneurial dreams and see what we can make happen!

    About Scarlet Mick and TECOBI

    Jason Girdner & Scarlet Mick are the Founders of TECOBI, an advanced communication and advertising solution of SMS/Text conversations for the automotive industry. Served thousands of automotive companies through their industry changing software. To learn more please www.tecobi.com